The complete first-time buyer guide

Everything you need to know before buying your first property in Repentigny or Lanaudière. Free, no commitment.

Most first-time buyers start by looking at properties. It is the costliest mistake of the process. This guide gives you the order of the steps, the real numbers and the programs you are entitled to in 2026, so you arrive prepared instead of surprised.

What you will find inside

The 2026 programs explained simply: HBP up to $60,000, FHSA up to $40,000, 30-year amortization and the new welcome tax credit of up to $5,875 The actual down payment required based on purchase price, with worked examples The complete purchase budget: what gets financed into the mortgage and what is paid in cash The buying steps in the right order, from pre-qualification to moving in The documents to verify before submitting an offer The most common mistakes and how to avoid them

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